Persuasive Insurance Claims Attorney Serving Orange County Clients with Bad Faith Issues
Engaging in a dispute with your insurance provider can feel like David facing Goliath. The simple fact of the matter is that insurance adjusters are paid to discourage you from pursuing the benefits that you’ve paid for, waste time while claims are processed, or deny claims outright in order to keep their costs lean and profits high. We will help you stand up to the giant and get you the benefits you deserve, all while guiding you through the complex paperwork process with kindness and understanding. Even if you have already been denied a claim, that doesn’t mean it’s too late to secure justice and compensation.
Bad Faith Claims
If an insurance company denies a valid claim, you may sue on a tort claim in addition to breach of contract. You paid a premium and they owe you a fair compensation in return. Filing such a claim can allow a policyholder to recover an amount greater than the original policy if “bad faith” has occurred in some way. Such behavior as refusing to settle a case, stalling, or improper investigation by the insurance company are just a few examples of “bad faith” actions. It is their duty to honor your policy, yet this isn’t always the case. Unfair treatment gives you the right to compensation. Attorney Cary S. Macy knows the insurance industry because he used to work in it before opening his private firm. This has provided him with valuable insight into how they work and he uses this knowledge to your benefit.
Commonly Denied Insurance Claims
Many of the cases we accept involve the following types of insurance:
- Homeowner’s insurance
- Life insurance
- Auto insurance
- Health insurance
- Disability insurance
- Long-term care insurance
Receiving a claim denial can be devastating and overwhelming. Oftentimes, the complex paperwork required and the powers that you are up against can be extremely discouraging. It is important in the case of a denial to understand that you must appeal the decision before the statute of limitations runs out. Working with our firm will dramatically increase your chances of success and reduce the stress associated with the process.